@import"https://fonts.googleapis.com/css2?family=Space+Grotesk:wght@400;500;600;700&family=Fraunces:wght@600&display=swap";html{scroll-behavior:smooth}:root{--bg: #ffffff;--panel: #ffffff;--panel-light: #f6f8fc;--accent: #102a5e;--accent-strong: #08193f;--gold: #c79a2b;--text: #101a2d;--muted: #4b5a75;--line: rgba(16, 42, 94, .16);--surface: rgba(16, 42, 94, .08);--surface-strong: rgba(16, 42, 94, .16);--gold-surface: rgba(199, 154, 43, .14)}*,*:before,*:after{box-sizing:border-box}body{margin:0;font-family:Space Grotesk,system-ui,-apple-system,sans-serif;background:var(--bg);color:var(--text);min-height:100vh;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}.page{position:relative;max-width:1280px;margin:0 auto;padding:28px 24px 52px}.texture{display:none}.nav{position:sticky;top:0;z-index:5;display:flex;justify-content:space-between;align-items:center;padding:12px 20px;margin-bottom:12px;border:1px solid var(--line);border-radius:18px;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fffffff2}.brand{display:flex;align-items:center;gap:12px}.brand-mark{width:44px;height:44px;border-radius:14px;background:var(--accent);color:#fff;display:grid;place-items:center;font-weight:700;letter-spacing:1px;border:1px solid var(--line)}.brand-name{margin:0;font-weight:700;letter-spacing:.5px}.nav-actions{display:flex;align-items:center;gap:10px}.nav-link{padding:10px 12px;border-radius:12px;font-weight:500;color:var(--muted);transition:color .2s ease,background .2s ease}.nav-link:hover{color:var(--text);background:var(--surface)}.cta{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 16px;border-radius:12px;background:var(--accent);color:#fff;font-weight:700;border:none;cursor:pointer;transition:transform .2s ease,box-shadow .2s ease,background .2s ease}.cta:hover{transform:translateY(-1px);background:var(--accent-strong);box-shadow:0 14px 30px #102a5e33}.cta.ghost{background:#fff;color:var(--accent);box-shadow:inset 0 0 0 1px var(--line)}.hero{position:relative;z-index:1;display:grid;grid-template-columns:1fr;gap:18px;padding:26px 20px 0}.hero h1{font-family:Fraunces,Space Grotesk,serif;font-size:44px;line-height:1.1;margin:10px 0 16px}.lede{font-size:18px;line-height:1.6;color:var(--muted);max-width:720px}.eyebrow{letter-spacing:1px;text-transform:uppercase;font-size:12px;color:var(--muted);margin:0}.accent{color:var(--accent)}.cta-row{display:flex;gap:12px;margin:22px 0;flex-wrap:wrap}.badges{display:grid;gap:10px;margin-top:16px}.badge{display:inline-flex;align-items:flex-start;gap:10px;padding:12px 14px;border-radius:12px;background:var(--surface);border:1px solid var(--line);color:var(--muted);max-width:520px}.badge-dot{width:10px;height:10px;flex:0 0 10px;margin-top:.35em;border-radius:50%;background:var(--gold)}.card{background:var(--panel);border:1px solid var(--line);border-radius:18px;padding:18px 18px 20px;position:relative;overflow:hidden}.hero-card{align-self:flex-start;box-shadow:0 20px 48px #102a5e1f}.hero-card:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:#c79a2b0f;pointer-events:none}.hero-card h3{margin:8px 0 10px}.muted{color:var(--muted);margin:0 0 10px;line-height:1.6}.contact-actions{display:grid;gap:10px;margin:14px 0}.micro-list{display:grid;gap:10px}.micro-heading{margin:0 0 4px;font-weight:600}.section{position:relative;z-index:1;margin-top:36px;padding:8px 24px}.section.alt{background:#f6f8fcd6;border:1px solid var(--line);border-radius:20px;padding:18px}.section-header h2{margin:8px 0;font-size:30px;font-family:Fraunces,Space Grotesk,serif}.grid{display:grid;gap:14px}.grid.three{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.grid.two{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}.pill{display:inline-flex;padding:8px 12px;border-radius:999px;background:var(--surface);color:var(--text);font-weight:600;margin-bottom:10px}.accent-pill{background:var(--gold-surface);color:var(--accent);border:1px solid rgba(199,154,43,.45)}.point-list{list-style:none;padding:0;margin:12px 0;display:grid;gap:8px}.point-list li{position:relative;padding-left:18px;color:var(--muted)}.point-list li:before{content:"•";position:absolute;left:0;color:var(--gold)}.link{font-weight:700;color:var(--accent)}.link:hover{text-decoration:underline}.lined{background:#c79a2b14;border:1px solid rgba(199,154,43,.32)}.lift{transition:transform .2s ease,box-shadow .2s ease}.lift:hover{transform:translateY(-2px);box-shadow:0 16px 36px #102a5e1f}.carrier-band{position:relative;z-index:1;margin:24px 24px 8px;padding:10px 14px;border:1px solid var(--line);border-radius:16px;background:#f6f8fcd6;display:grid;gap:8px}.carrier-row{display:flex;flex-wrap:wrap;gap:10px}.carrier-pill{padding:10px 14px;border-radius:999px;border:1px solid var(--line);background:var(--panel);color:var(--muted);font-weight:600;font-size:14px}.metrics{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:10px;margin-top:12px}.metric{background:#f6f8fce6;border:1px dashed var(--line);border-radius:14px;padding:12px 14px}.metric-value{display:block;font-size:24px;font-weight:700}.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:14px;margin-top:12px}.step{display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:start}.step-label{width:36px;height:36px;border-radius:10px;background:var(--gold-surface);color:var(--accent);border:1px solid rgba(199,154,43,.4);display:grid;place-items:center;font-weight:700}.quote{position:relative;padding-top:24px}.quote-mark{position:absolute;top:8px;left:18px;font-size:28px;color:var(--gold);margin:0}.quote-body{margin:0 0 12px;font-size:18px;line-height:1.6}.quote-footer{margin:0;font-weight:700}.mini{min-height:100%}.footer{margin-top:40px;padding:18px 24px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:12px;align-items:center}.footer-actions{display:flex;gap:10px}.coverage-layout{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:12px;margin-top:14px}.coverage-summary h3{margin:4px 0 8px}.coverage-tags{display:grid;gap:10px;margin:12px 0}.coverage-tag{display:grid;grid-template-columns:auto 1fr;gap:10px;align-items:start;padding:12px;border-radius:14px;background:#f6f8fce6;border:1px solid var(--line)}.coverage-dot{width:12px;height:12px;border-radius:50%;background:var(--gold);margin-top:4px}.tag-title{margin:0 0 4px;font-weight:700}.tag-copy{margin:0;color:var(--muted)}.micro-list.inline{grid-template-columns:repeat(auto-fit,minmax(160px,1fr))}.state-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:10px}.state-card{min-height:100%}.state-chip{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:12px;background:var(--surface);color:var(--accent);font-weight:800;margin-bottom:10px;border:1px solid rgba(16,42,94,.28)}.point-list.tight{gap:6px;margin:10px 0 4px}.state-slider{display:grid;gap:10px}.state-nav{display:flex;justify-content:space-between;align-items:center;gap:12px}.state-nav-actions{display:inline-flex;gap:8px}.state-btn{width:38px;height:38px;border-radius:10px;border:1px solid var(--line);background:var(--panel);color:var(--text);font-weight:700;cursor:pointer;transition:transform .15s ease,background .2s ease}.state-btn:hover{background:var(--surface);transform:translateY(-1px)}.state-rail{display:grid}.state-rail .state-card{scroll-snap-align:start}.state-active{box-shadow:0 16px 32px #102a5e26;animation:stateFade .6s ease}@keyframes stateFade{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}@media (min-width: 780px){.hero{grid-template-columns:1.4fr 1fr;align-items:flex-start}}@media (min-width: 1200px){.section,.carrier-band{margin-left:auto;margin-right:auto;max-width:1100px}}@media (max-width: 900px){.nav{position:static;flex-direction:column;align-items:flex-start;gap:10px}.nav-actions{flex-wrap:wrap;justify-content:flex-start}}@media (max-width: 620px){.page{padding:18px 14px 36px}.nav{padding:10px 12px}.hero h1{font-size:30px}.section{padding:0}.section.alt{padding:18px 16px}.carrier-band{margin:24px 0 8px}.footer{flex-direction:column;align-items:flex-start}.footer-actions{width:100%;justify-content:flex-start}.cta-row{flex-direction:column;align-items:stretch}.contact-actions{grid-template-columns:1fr}}.hero-aside{display:grid;gap:12px}.hero-pill-row{display:grid;gap:10px}.hero-pill{display:grid;grid-template-columns:auto 1fr;gap:10px;align-items:center;padding:10px 12px;border-radius:12px;background:var(--surface);border:1px solid var(--line)}.hero-pill-dot{width:12px;height:12px;border-radius:50%;background:var(--gold)}.contact-section{margin-top:36px;padding:18px 24px 8px}.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:12px;align-items:stretch}.contact-card{align-self:stretch}.intake-form{display:grid;gap:12px}.form-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:10px}.field-wide{grid-column:1 / -1}.field{display:grid;gap:6px;font-weight:600;color:var(--muted)}.field input,.field select{width:100%;padding:12px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--text);font-size:16px}.field input:focus,.field select:focus{outline:2px solid rgba(16,42,94,.35);outline-offset:1px}.field textarea{width:100%;padding:12px;border-radius:12px;border:1px solid var(--line);background:#fff;color:var(--text);font-size:16px;resize:vertical}.field textarea:focus{outline:2px solid rgba(16,42,94,.35);outline-offset:1px}.fine-print{font-size:13px;margin:0}
